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General Discussion => General Discussion => Topic started by: BlackLight on January 13, 2017, 07:41:55 PM

Title: Givling
Post by: BlackLight on January 13, 2017, 07:41:55 PM
So I signed up for this around two years ago. It's an online trivia game, available via browser, and also as an iOS and Android app - the goal of which is to crowdfund and ad-fund student loan and mortgage payments.
 Here are the basics:
 1). It's free to sign up, and you're never, ever forced to pay in money of your own.
 2). Each day, you get one Free Play. You're given a series of True/False questions. Get them right, you keep playing, accruing points. Three wrong answers, and you're done for the day. You're randomly paired with 2 other players, and if you're combined scores for the day are the highest, you win a share of a daily cash prize (currently not very much - today's was $190.00, but hold that thought).
 3). If you want to play more than once per day, you can buy Coins - one for each additional play. Each Coin costs $0.50, and each purchase of coins incurs a $0.30 transaction fee (So, if you bought 10 Coins at once, it would cost $5.30).
 4). Everyone who signs up is assigned a Queue Number, based on the order they signed up (mine is #21237 - they currently have over 100,000 registered users). They select 10 users at a time to enter their Live Funding Queue - to see their student or mortgage loans paid off. Three of those users are chosen in chronological order. Another three are chosen among the game's top funders (those buying Coins). And the last four are selected randomly from the pool of remaining users in a lottery system. For those last 4 users, the odds are stacked in favor of those who play their Free Play every day, interact with ads, and invite new users to join. The more often you play and get others to join up, the better chance you have of landing in the Live Funding Queue.
 5). Givling is a start-up, and they just came out of beta testing about 6 weeks ago. The game has seen a dramatic increase in usage and funding since then (they were averaging less than 1000 players a day, now they're up around 6,000 people a day and climbing). More advertisers are signing up, and more players are playing, which means that the loans will be getting funding more and more quickly.
 6). Right now, Givling is currently funding ten loans in its first Live Funding Queue - totaling approximately $418,000. They have funded about 27% ($114,826). Every day, it moves up a little bit more, and as more advertisers and players sign up, the rate of daily increase will, itself, increase - instead of a few hundred dollars a day, it'll be a few thousand. Until this thing blows up, it's difficult to know just how quickly these things will get paid off.
 7). You don't need either an outstanding student loan or mortgage to sign up or play. If you get selected for the Live Funding Queue and you don't have either, you can sell your spot in the LFQ to another player. If you don't have a mortgage (or student loans), but anticipate having one or both in the future, signing up now would be a good idea for that reason.
 8 ). Why do I care if you sign up? I don't work for Givling - I'm JAG with my own student loan debt to pay off (and possibly a mortgage down the line). But if you sign up with my invite code (AS225966), then I earn points toward getting selected in the next Live Funding Queue (and you can invite your own friends to join and do the same).
 Some people are inherently skeptical about things like this - I get it. And some people have moral issues with the idea of people getting help to pay off their financial obligations - I understand this argument less, but I don't really want to argue with anyone about it. But if you have student loan or mortgage debt, if you like playing trivia and can spare a few minutes a day playing it, you should consider signing up.
 I'm happy to field any questions. The link to the site is below. You can also check them out on Facebook and Twitter (@Givling) and my invite code is AS225966 - please consider using that if you decide to sign up.
Title: Re: Givling
Post by: BlackLight on January 14, 2017, 09:47:29 PM
I got notice about a bunch of people signing up with my invite code in the last 24 hours. Not sure how many have been from here, as I don't know most of your names, but in case any of you were among them, I just wanted to say thanks, and good luck.
Title: Re: Givling
Post by: BlackLight on February 15, 2017, 05:33:58 PM
Just a quick update as to what's gone down in the last month.

A few notes:
 Daily users keep climbing - from around 1,000 per day in early December to about 6,000 per day a month ago. Last week, the average was over 9,600. So a 900% increase in daily users in about two months. They're talking about having 100,000 active users by May 1st - which makes sense given the scalability. That would mean they'd be able to pay off 1 loan per day.
 It's still free to sign up, and there are now two free rounds of trivia per day, up from one per day last month
 About two weeks ago, Givling paid off another student loan. Here's the video - https://www.youtube.com/watch?v=DsQnWltBamY (https://www.youtube.com/watch?v=DsQnWltBamY)
 If you land in the Live Funding Queue, Givling will pay your publicly or privately-held student loans up to $50,000, or your mortgage up to $25,000.
I'm happy to field any questions. Here is a link to the site. (http://www.givling.com) Apps are available for Android and iPhone. You can also check them out on Facebook and Twitter (@Givling) and my invite code is AS225966 - please use that if you decide to sign up.
 And thank you again to all those who have signed up previously.
Title: Re: Givling
Post by: BlackLight on March 04, 2017, 07:34:56 PM
Won $24.00 in Givling trivia for the first time yesterday. I suck at Trivia, so I rode the coattails of two smarter teammates to finish in first place.

I donated the money back to the Queue.
Title: Re: Givling
Post by: BlackLight on June 13, 2017, 07:41:52 PM
Another loan paid off yesterday.


Next one is due to be paid off in a month or so.
Title: Re: Givling
Post by: BlackLight on August 03, 2017, 11:27:26 PM
And another loan came down this past Monday - $33,407 payable to Jordan Shelton of Indianapolis.


So that's one in February, one on June 12th (about 7 weeks ago), and now this one. The next one is projected to fall sometime in the next few weeks, and TWO are projected to come down in September. There's been lots of cross-country media attention of the Jordan loan payoff, and there's been thousands of new members signing up just today. The more people who sign up and play, the faster the loans gets paid off.

Things turned a corner today.
Title: Re: Givling
Post by: BlackLight on August 04, 2017, 05:20:41 PM
Now trending in the iPhone app store.
Title: Re: Givling
Post by: BlackLight on August 17, 2017, 01:41:20 PM
Givling brings down another loan - their first mortgage debt payoff - this one took all of 17 days. A $25,000 payoff to Angie Coufal Hoard of Waco, Texas.

Now on to the next - a $39,000 student loan for a woman in Fontana, CA. Thanks to the help of Givling's first corporate sponsorship (http://www.circle.com), this one is already 37% funded. Seems very likely to fall by the end of the month. With the coming media coverage, September could see one debt payoff each week. Ultimately, the goal is multiple loans per day.
Title: Re: Givling
Post by: BlackLight on September 13, 2017, 08:46:17 PM
Another one down - a $50,000 student loan and the largest one yet.
Title: Re: Givling
Post by: BlackLight on September 19, 2017, 05:05:10 PM
Won first prize, a cool $73.50 in yesterday's daily trivia contest.
Title: Re: Givling
Post by: BobbyR on September 19, 2017, 09:59:54 PM
Title: Re: Givling
Post by: BlackLight on September 30, 2017, 06:09:36 PM
Another loan fell this morning - that's 2 in a single calendar month for the first time ever.

Title: Re: Givling
Post by: BlackLight on November 02, 2017, 02:56:17 AM
This morning, there was $9,831 left to completely fund the current loan ($47,300 total). One wild day of crowdfunding, ad revenue, and sponsorship later, it's all gone. This is the sixth loan funded since mid-June.

Title: Re: Givling
Post by: BlackLight on December 06, 2017, 11:11:12 PM
Givling finished paying off its 10th loan tonight - a full $50,000 in record time (just under a month). As we're paying off this one and the next $50k one, the check is making a virtual trek from Helena, Montana to Los Angeles - where one of the checks will be given away, and there will be a random drawing to determine the recipient of the other one.